Finance Services from INFINITI Centre Doncaster

Financial Services at INFINITI Centre Doncaster

Just as our vehicles break with convention to create something truly distinctive and individual, our goal is to excel in every area of customer care including services such as finance, it’s another aspect of what we call the INFINITI ‘Total Ownership Experience’. 

INFINITI Financial Services offers you a comprehensive and highly competitive range of expert solutions tailored to your personal or business needs, to ensure that the process of financing and insuring your new vehicle will be every bit as smooth as driving it. 

Finance - Consumer

Consumer Loans

Our consumer loan is the ideal choice when your vehicle is predominately for personal or domestic use; with convenience and flexibility in mind we provide individual assessments, offering you:

  • A personally tailored loan with a choice of 1- 7-year terms¹;
  • Payments fixed at a competitive interest rate for the term of the loan, giving you the peace of mind and protection against risks associated with adverse market interest rate fluctuations; and
  • Convenient and flexible payment options that allow you to make extra payments², which may save you money by reducing the total interest payable³
Business

Commercial Products

INFINITI Centre Doncaster offers business solutions specifically designed for sole traders, partnerships and companies, which allow for flexible payments to suit your business and cash flow requirements.

When it comes to choosing a vehicle finance package, the options can be endless. We understand that as your business and circumstances change, so do your financing requirements; we will structure an individual solution that matches your business and personal needs.

Novated Lease

This is similar to a finance lease and is mainly used as a Salary Packaging tool in conjunction with a Novation Agreement, allowing the employee to drive the vehicle of their choice. The Novated lease specifies that the employee (lessee) assumes the responsibility for lease payments from their pre-tax salary.

The employee enters into a finance contract with INFINITI Financial Services and the employer and employee simultaneously enter into a Novation Agreement with INFINITI Financial Services, under which the lessee’s obligations are transferred to the employer who then pays the monthly rental usually from the employee’s pre-tax income.

If the employee changes their employer, payment obligation automatically reverts to the employee; the employee may be able to re-novate with the new employer. A Novated Lease offers you:

  • Fixed repayments with your choice of term and vehicle
  • Possible tax benefits even though the vehicle may be predominately for private use³

Finance Lease

A Finance Lease is a rental agreement offering fixed monthly payments for the period of the contract, with the addition of a residual set at the start of the loan. At the end of the term you can make an offer to purchase, refinance or upgrade to a new vehicle. Benefits include:

  • No restriction on kilometre usage
  • Agreed residual is set at the start of the lease (subject to ATO guidelines)
  • Financial flexibility enabling you to choose the payment terms
  • Ability to free up working capital for the business¹
  • At the end of your lease period there are a number of options available to you for example:

- you may be able to extend the lease for a further agreed time
- you may be able to trade your INFINITI in for a new one
- you may make an offer to purchase your INFINITI from us for the residual payout amount

Novated Lease

Developed for businesses that utilise a cash accounting system, this product may allow you to claim back the Input Tax Credit (ITC) up front via the business activity statement rather than over the life of the loan.

  • Flexible payment structure with or without a balloon allows you to free up cash flow/working capital²
  • Highly competitive fixed rate for the term of the loan¹

Business Line Of Credit

INFINITI Financial Services is able to provide a credit limit based on the total vehicle requirements of your business, which streamlines the approval and vehicle acquisition process. This allows you to purchase vehicles as your business requires within your preset approval limit.

Payment Method

INFINITI Financial Services contracts can conveniently be paid through either Direct Debit or BPay facility.

Whatever your personal or business requirements, the team at INFINITI Financial Services looks forward to tailoring a solution that matches your business needs and personal circumstances, making the transition into your new INFINITI as smooth as possible.

¹Subject to INFINITI Financial Services lending criteria.

²Early Termination Fees may apply.

³Information provided is of a general nature only, it does not constitute, nor should be considered to constitute, legal tax or financial advice. Prior to making a decision about any products or services as described, please consult with your own independent legal tax or financial advisor who can provide you with specific advice pertaining to your personal circumstances.

4Information provided is of a general nature only, it does not constitute, nor should be considered to constitute, legal tax or financial advice.  Prior to making a decision about any products or services as described, please consult with your own independent legal tax or financial advisor who can provide you with specific advice pertaining to your personal circumstances.

5Subject to INFINITI Financial Services lending criteria.